"InsuranceZaruriHai was born from a simple truth: most Indians don't have health insurance — not because they can't afford it, but because no one explained it clearly."
WHO WE ARE
To make health insurance accessible, understandable, and affordable for every Indian family — regardless of their financial literacy or income level. We believe no Indian should face bankruptcy because they couldn't afford medical care. Our AI-powered platform eliminates confusion and puts the right plan in front of every family within minutes.
A future where every Indian is protected by quality health insurance — where a medical diagnosis is never a financial disaster. We envision an India where 100% of families have access to healthcare without fear of costs, where claims are instant, plans are transparent, and advisors are unbiased. InsuranceZaruriHai is the bridge to that future.
OUR JOURNEY
InsuranceZaruriHai was founded with a team of 4 — two ex-insurance professionals and two engineers — frustrated by how broken the insurance buying experience was for ordinary Indians.
Within 18 months of launch, we reached our first major milestone — 1,000 families covered across Maharashtra. Our claim settlement assistance helped families save over ₹2 crore in hospital bills.
We launched India's first AI-powered health insurance recommendation engine. Within 6 months, over 50,000 people used the tool to find their perfect plan — a 3-minute process that previously took days.
Expanded to 28 states with a network of 500+ hospitals. Crossed 50,000 active policyholders with a 98% claim satisfaction rate — the highest in our category.
Rated 4.9★ on Google with 1,200+ reviews. Expanded our AI to cover 200+ insurance plans. Launched free advisory sessions and corporate health insurance products.
BY THE NUMBERS
Families Protected
Across India
Insurance Plans
Analyzed by AI
Claim Satisfaction
Rate
States Covered
Pan-India Network
THE PEOPLE BEHIND IT
Former VP at HDFC Life. 15 years in insurance. On a mission to make insurance zarurihai.
IIT Bombay alumna. Built the AI recommendation engine that powers our platform.
RECOGNITION & TRUST
50,000+ families trust us with their health security. It's your turn.
30-minute session with a certified expert. Free. No obligation.